Terms of use

Last updated: 10/17/2026

These terms apply to EuropeWithClaire.com, our videos, our emails, the free downloads on this website and the guides we sell here. By using them or buying a guide, you agree to these terms.

We don't sell any guide yet. The sections about buying a guide and refunds below apply once our first guide is on sale.

Who we are

Retire in Europe with Claire is an independent publisher, not affiliated with or endorsed by any government, consulate or embassy. Contact: [email protected].

Information, not advice

General information from official sources, not legal, tax or financial advice.

Nothing on this website, in our videos, in our emails, in our free downloads or in our guides is immigration, legal, tax, financial, insurance, medical or health advice. We are not a law firm, an immigration or tax adviser, a financial adviser or a health professional, and we cannot tell you what applies to your situation. Using our materials does not guarantee any result, such as a visa being approved. Examples with numbers show how a calculation works; they are not predictions of your own costs.

Everything on this website, in our videos, in our free materials and in our guides summarizes official sources as of the date we checked them. Rules, amounts and procedures change, and they can differ by consulate and by personal situation. Before you make a decision or apply for anything, confirm the details on the official page and with the consulate or authority that handles your case. For your own situation, please talk to a qualified professional, such as an immigration lawyer, a tax adviser or your doctor.

Accuracy and corrections

We work to keep every figure correct and dated. If you notice that a figure has changed, please tell us at [email protected]. We will check it and correct it.

Free downloads

Our free downloads are for your personal, non-commercial use. You may print them and share them with your family. Please don't sell them or publish them as your own. They are for U.S. residents only: we accept a request for a free download only from an internet connection in the United States. These terms apply to each of them:

We email each free download to the address you enter, together with the emails you agreed to receive when you ticked the box on its page.

Buying a guide

Money-back guarantee and refunds

If a guide is not useful to you, email us at [email protected] within 30 days of your purchase, from the email address of your order or with your order details, and we will refund the full price you paid, including any sales tax. No questions asked. The refund goes back to the card or account you paid with; most banks show it within 5 to 10 business days. After a refund, the download links of that order stop working.

If something is wrong with your order, please write to us first. We can usually fix it quickly, and a refund reaches you faster than a dispute with your bank.

The refund policy explains each step.

Emails

If you sign up, we send you the emails you agreed to, starting with a short series of welcome emails. If you buy a guide, we email you your download links and a few follow-up emails about your guide. Every email has an unsubscribe link at the bottom. Unsubscribing does not affect a guide you bought: you can still download it and get new links.

Links to other websites

We link to official websites so you can check our sources. We are not responsible for their content.

Liability

We provide the website, the free materials and the guides as they are. To the extent the law allows, we are not liable for decisions made on the basis of them.

Your rights

Nothing in these terms takes away any right you have under the consumer protection laws of the United States or of your state.

Changes

We may update these terms. The date at the top shows the current version.